Skip to content

Affiliate Disclosure

This page explains how Student Relief Solutions makes money. We are a commercial publication — we earn revenue from advertising and from referral fees paid by refinance lenders and other finance partners when readers act on our links. We want this relationship clear up front, before you click anything.

The short version

When you click a link on this site to apply for a refinance loan or sign up for a finance product, the destination lender may pay us a fee if you complete the action. The fee does not change the rate, term, or eligibility criteria of the product you sign up for. You pay the same as if you had arrived at the lender directly.

Our active partnerships

Digify, LLC has financial relationships with the following kinds of partners:

  • Refinance lender affiliate programs — we participate in partner programs with SoFi, Earnest, Splash Financial, Credible, LendKey, Laurel Road, ELFI, and College Ave as we are approved for each. These lenders pay us a referral fee for each approved refinance application originating from our links.
  • Display advertising — we serve display ads through Google AdSense and search-partner advertising through Yahoo and the Microsoft Search Partner Network. The ads you see are selected by those networks, not by us.
  • Adjacent-finance partners — when a student-loan topic connects to debt consolidation or personal loans (our Lane D bridge articles), we may earn a referral fee from our partner network for related offers. This includes the in-house network of Loyal Companies.

What we do NOT take money from

We refuse affiliate revenue from:

  • Fee-charging "student loan relief" companies — Document Preparation Services, debt-settlement firms, and operators that charge fees to do paperwork borrowers can file for free at studentaid.gov. These are the operators we exist to warn readers about.
  • Companies under active CFPB enforcement action.
  • Any operator whose product would harm the reader as we described it.
  • Amazon Associates / amazon.com — irrelevant to this niche, and we are not part of any Amazon affiliate program.

What this means for our reviews

We keep the commission rate out of the ranking decision:

  • We rank federal options first, before recommending any refinance product — federal options are not paid placements; they are the right answer for most borrowers.
  • Every refinance article leads with the trade-off warning (lost federal protections) regardless of which lender we link to.
  • If our analysis says "stay federal" for a particular reader scenario, the article says "stay federal" — even on a page where we have refinance affiliate links. The link earns us nothing if the reader follows our recommendation.
  • We disclose the affiliate relationship in every article that contains affiliate links — both at the top (in the Lane B trade-off + disclosure callouts) and at the bottom.

FTC disclosure

Digify, LLC has commercial relationships with refinance lenders, affiliate networks, and finance-product partners referenced on this site. When we link to a refinance application, a personal-loan provider, or another partner offer, we may earn a referral fee if you complete the action. This is a "material connection" under 16 CFR § 255 (the FTC's endorsement guidelines), and this page is the disclosure.

What pays us, and what does not

  • Paid: approved refinance applications via our affiliate links; display-ad impressions and clicks; sign-ups for adjacent-finance offers we explicitly disclose.
  • Not paid: reading our articles; subscribing to the newsletter; clicking a link to studentaid.gov or any government resource; following our recommendation to stay on federal loans.

Questions

If you want to know whether a specific link in a specific article is an affiliate link, email [email protected] and we will tell you. We are happy to be specific.

This article was AI-assisted and reviewed by our editorial team.